Our Company

We at Cornerstone Benefits Management have a long history of working with Railroad Employees. Our goal is to provide the most comprehensive and affordable 24 hour group insurance plans for railroad working Union Members and Retired Members.

Our company is dedicated to providing the most comprehensive disability insurance plans in the nation. We follow up that commitment with a focus on customer service and innovation to ensure the railroad employees we protect have peace of mind. We know how difficult a disabling injury or illness can be to deal with. We work hard to provide our railroad clients with the highest income replacement limits, the shortest waiting periods and the best customer service in the industry.

With our 30+ years of insurance experience, our knowledge of the railroad industry, we have the ability to negotiate the best possible Union Group Insurance Plans. Our programs are completely voluntary with no participation requirements and our enrollment periods allow members the ability to elect coverage with no chance of being declined. Additionally, our clients can elect short term disability and life insurance and be guaranteed approved with NO pre-existing condition limitations. Only long term disability has a pre-existing condition limitation which is no treatment for six months or no claim filed in the first year. Simply put, through our union group insurance plans, railroad workers who need and want coverage are guaranteed to get it, and those who don’t, can choose to not participate.

We can provide group benefits for any railroad craft and for employees of any railroad in the United States. At Cornerstone Benefits Management we pride ourselves in protecting the Cornerstone of America… The American Railroad Worker!

If you would like a quote or for more information please call us at 847-387-3555 or send us an email to info@uniondisability.com.