or call 224-770-5305
Local 1316’s CURRENT Disability and Life Benefits… Is This Enough Coverage?
Long-Term Disability: $0 benefits after STD ends; no monthly income. 100% income GAP.
Life: 3 polices paying less than $20,000 combined
About Open Enrollment
The purpose of this group insurance plan is to give you options to supplement your income and expenses in the event that you cannot work as a result of an injury or illness. The group plan offers Short Term Disability, Long Term Disability, and Life with Accidental Death & Dismemberment Insurance coverages through Sun Life.
All insurance under this Union Group Policy will cover you as long as you continue to remain actively employed and in good standing with the union.
Group Insurance Information
This page will provide you with information related to your union’s group insurance plan. Here you can view and download a copy of the group policy/benefits booklet, view rates, and request information. If you have any questions regarding the benefits options that you are currently enrolled in, please call 847-387-3555.
Please note that if you are suspended, dismissed, or retire, you are no longer eligible for disability coverage and should contact our office immediately at 847-387-3555.
Disabilities that occur after being removed from service are not covered. If you do not contact our office within 30 days of your date of dismissal or date of retirement, there will be no refund for any premiums paid. It is the responsibility of the member to contact Cornerstone Benefits Management at 847-387-3555 or by email at email@example.com.
If dismissed or suspended, you may keep your life and/or disability insurance for up to 5 months as long as premiums are paid. Beyond 5 months, your coverage will terminate, but you have the opportunity to convert or port the life policy. In the event that you are not actively working due to disability, you may keep your life insurance for up to 12 months as long as premiums are paid. Beyond 12 months, your coverage will terminate unless you convert or port the policy.
Know Your Responsibilities
It is the responsibility of the member to notify Cornerstone Benefits Management if employment or union status changes. Failure to properly notify Cornerstone Benefits Management could result in loss of premiums and/or insurance coverage. Notification to Cornerstone Benefits Management must be by phone at 847-387-3555 and/or by email at firstname.lastname@example.org.
As an individual member of the union who is paying for coverage, you are responsible for understanding the group policy and its provisions. To view/download the group policy/booklet, please look under the Policy Documents tab.
Time Left to Enroll