IBEW 1379

Open Enrollment is EXTENDED through August 15th, 2018.

Coverage begins on September 1st, 2018.

Summary of Benefits and Rates

or call 224-770-5305

About Open Enrollment

We are pleased to inform you that your union is currently in an open enrollment. All of the available coverages are offered separately and a member’s participation in one or all of those coverages, and the level to which they elect to participate, is voluntary and strictly their individual choice.

The purpose of this group insurance plan is to give you options to supplement your income and expenses in the event that you cannot work as a result of an injury or illness. The group plan offers Accident and Critical Illness insurance through Aflac.

Group Insurance Information

Out Of Work or Laid Off: You can keep your Accident & Critical Illness coverages when you’re in between contracts, out of work or laid off. Keep paying your Union Dues and Accident & Critical Illness premiums, and you can keep your coverage forever…it’s that simple!

Age For Kids: All unmarried children 26 and under are covered on your “Family Accident Plan” regardless of whether they’re in college, living at home or already working. They’re ALL covered! Children with special needs can be covered past the age of 26….and if you live in Louisiana and have grandchildren in your legal custody—they can be covered too.

Frequency of Critical Illness Events: You can only be paid once every 6 months for a Critical Illness event. However, for cancer there must be a 12 month treatment free period.

Retiring Or Leaving The Union: You can keep these coverages forever by porting them to an individual policy at the same rates.

Smoking/ Tobacco Users: To qualify for the lower non-smoker Critical Illness rates you must be 12 months tobacco-free. If you achieve 12 months tobacco-free after enrolling in coverage, you can change to the lower non-smoker rates at that time.

100% Voluntary: You can choose both of the Accident & Critical Illness coverage, one of these coverages or none of these coverages.

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Policy Documents

Inquiries


Contact Us

Office: 847-387-3555 | Fax: 815-425-5349
info@uniondisability.com

Claims: 847-387-3889 | Fax: 847-580-4937
claims@uniondisability.com