BRS Union Pacific
About Open Enrollment
We are pleased to inform you that your union is currently in an open enrollment. All of the available coverages are offered separately and a member’s participation in one or all of those coverages, and the level to which they elect to participate, is voluntary and strictly their individual choice.
The purpose of this group insurance plan is to give you options to supplement your income in the event that you cannot work as a result of an injury or illness. The group plan offers Short Term Disability, Long Term Disability, Life Insurance and Accidental Death & Dismemberment coverages.
If this union group plan does not reach the minimum participation requirements, coverage will not go into effect.
All insurance under this Union Group Policy will cover you for as long as the policy remains in force and you continue to remain actively employed.
Please note: If you were previously enrolled in the group coverage under Principal, that policy cancelled effective 4/1/2018 and changes have been made to the plan and rates. For the coverages to go back into effect as of 7/1/2018, minimum participation requirements must be met. We recommend you re-enroll by contacting a benefit consultant at 224-770-5333.
Group Insurance Information
Please note that if you are suspended, dismissed, or retire, you are no longer eligible for disability coverage and should contact our office immediately at 847-387-3555.
Disabilities that occur after being removed from service are not covered. If you do not contact our office within 30 days of your date of dismissal or date of retirement, there will be no refund for any premiums paid. It is the responsibility of the member to contact Cornerstone Benefits Management at 847-387-3555 or by email at firstname.lastname@example.org.
You will be able to resume your coverage if you return to work within 12 months. If dismissed or suspended, you may keep your life insurance coverage for up to 12 months as long as premiums are paid. Beyond 12 months, your coverage will terminate unless you convert or port the policy.
Note: This also applies to any member who has not had a formal hearing.