Accident Insurance

Group Accident Insurance helps protect against the financial burden that accident-related costs can create. Accident coverage serves as an important compliment to other benefits, including traditional medical insurance.

Highlights include:

  • Guaranteed approved coverage with no underwriting required to qualify.
  • Can cover spouse and children.
  • Lump-sum payment.
  • Tax-free benefit.
  • Benefit does not offset with other benefits.
  • 24/7 coverage.
  • Up to $100 annual benefit for completing a wellness exam.
  • Accidental Death and Dismemberment coverage.
  • Portable coverage that allows members to retain coverage at the same rates if their membership status changes (certain stipulations apply).

What Accident Insurance Covers:

Our accident insurance provides benefits for more than 80 accidental injuries, related expenses and treatments in each of the following coverage categories.

Emergency, Hospital & Treatment Care Benefits:  

  • Emergency transportation
  • Initial care (ER, urgent care)
  • Diagnostic exams and more

Specified Injury & Surgery Benefits:

  • Dislocations
  • Fractures
  • Surgery
  • Burns and more

Catastrophic Benefits:

  • Accidental death
  • Dismemberment
  • Coma
  • Paralysis and more

If you would like to learn more about group plans offered by Cornerstone Benefits Management please call us at 847-387-3555.